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Cody Sundbeck
Office: 281-288-0233
Email: csundbeck@ffin.com

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3563 Riley Fuzzel Road
Spring, TX 77386 Cody Sundbeck is a Senior Vice President for Commercial Lending at First Financial Bank located in the Woodlands and Spring, Texas area. He has worked in the banking industry over 20 years providing financial solutions for both commercial and consumer customers. Cody is an active volunteer, serving as a board member for the Spring Klein Chamber and a member of the Woodlands Rotary Club. Cody lives in Spring, Texas with his two children. He enjoys spending time camping, fishing and supporting both children with their school and sport activities.

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Cody Sundbeck is a Senior Vice President for Commercial Lending at First Financial Bank located in the Woodlands and Spring, Texas area. He has worked in the banking industry over 20 years providing financial solutions for both commercial and consumer customers. Cody is an active volunteer, serving as a board member for the Spring Klein Chamber and a member of the Woodlands Rotary Club. Cody lives in Spring, Texas with his two children. He enjoys spending time camping, fishing and supporting both children with their school and sport activities.
Erin Jennings
Office: (817) 207-0107
Email: ejennings@ffin.com

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1000 Forest Park Blvd
Fort Worth, TX 76110 Erin Jennings is a real estate loan specialist with a focus on bridge loans, construction, and home equity products. The experience Erin has gained over the past 10 years sets her apart from most lenders. Erin has worked as both a loan processor and a lender which gives her the advantage of knowing the process from application to the closing table. Erin is a great resource to any customer working through the mortgage process.

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Erin Jennings is a real estate loan specialist with a focus on bridge loans, construction, and home equity products. The experience Erin has gained over the past 10 years sets her apart from most lenders. Erin has worked as both a loan processor and a lender which gives her the advantage of knowing the process from application to the closing table. Erin is a great resource to any customer working through the mortgage process.
David Gindrup
Office: 936-520-9462
Email: dgindrup@ffin.com

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1800 West White Oak Terrace
Conroe, TX 77304
David Gindrup has been in the banking industry for 27 years. He joined First Financial Bank in 2010 and serves as Assistant Vice President. During his 27 years in banking, he has worked in several different roles in Operations and Lending.
David is an active member in the Conroe Noon Lions Club as well as the Greater Magnolia Parkway Chamber of commerce. David also serves as a mentor with Conroe ISD Project Mentor Program.
His hobbies include sports, traveling and spending time with his wife and children.

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David Gindrup has been in the banking industry for 27 years. He joined First Financial Bank in 2010 and serves as Assistant Vice President. During his 27 years in banking, he has worked in several different roles in Operations and Lending.
David is an active member in the Conroe Noon Lions Club as well as the Greater Magnolia Parkway Chamber of commerce. David also serves as a mentor with Conroe ISD Project Mentor Program.
His hobbies include sports, traveling and spending time with his wife and children.
Craig Zemarkowitz
Office: 516-557-3969
Email: czemarkowitz@ffin.com

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1000 Forest Park Blvd
Fort Worth, TX 76110
Craig joined First Financial Bank in 2021 as a Senior Vice President after 16 years at JPMorgan Chase and Wells Fargo. His experience includes managing bank branches and lending offices. He has a passion for helping customers achieve their financial goals specifically around home ownership. Craig puts his clients at the front and center of everything he does – he makes it a priority to communicate with you during the application process to ensure a great customer experience.

Craig holds a Bachelor’s Degree in Finance/Marketing from SUNY Albany and an MBA from Molloy College.
Craig manages First Financial's I-TIN Mortgage Program in Tarrant Co. Se habla espanol.
For More information About our Affordable Home Mortgage Program and ITIN Home Loan Program, click here.

Click here to read more about our Senior Vice President

Craig joined First Financial Bank in 2021 as a Senior Vice President after 16 years at JPMorgan Chase and Wells Fargo. His experience includes managing bank branches and lending offices. He has a passion for helping customers achieve their financial goals specifically around home ownership. Craig puts his clients at the front and center of everything he does – he makes it a priority to communicate with you during the application process to ensure a great customer experience.

Craig holds a Bachelor’s Degree in Finance/Marketing from SUNY Albany and an MBA from Molloy College.
Craig manages First Financial's I-TIN Mortgage Program in Tarrant Co. Se habla espanol.
For More information About our Affordable Home Mortgage Program and ITIN Home Loan Program, click here.
Paul Bruns
Office: 817-304-7986
Email: pbruns@ffin.com

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4100 E I-20 S Service Rd
Willow Park, TX 76087 Paul has over 25 years of lending experience in home loans and banking. Paul specializes in home improvement, bridge, land and lot, home equity, as well as many other specialty portfolio real estate loan products. He is looking to make a loyal life-long relationship by providing first class service with personal attention.

Click here to read more about our SVP Consumer Lender

Paul has over 25 years of lending experience in home loans and banking. Paul specializes in home improvement, bridge, land and lot, home equity, as well as many other specialty portfolio real estate loan products. He is looking to make a loyal life-long relationship by providing first class service with personal attention.
Orlando Lara
Office: 325-659-5956
Email: olara@ffin.com

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222 S Koenigheim St
San Angelo, TX 76903 Orlando Lara has been with First Financial Bank for 13 Years and has 18 Years of experience in Lending. He graduated from McMurry University in 2004 with a Bachelor of Business Administration in Management. He is active in the community serving on the Concho Valley Workforce Development Board and 2nd Chairman of the Holy Angels Church Festival Committee. He is focused on his customers needs by providing them with the best loan product to fit their individual need. Orlando takes great pride in his attention to detail by providing excellent customer service and building relationships with his clients.

Orlando specializes in Consumer Loans, Home Equity, Home Improvement and Home Refinance Loans. He looks forward to assisting you with all your financial needs.

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Orlando Lara has been with First Financial Bank for 13 Years and has 18 Years of experience in Lending. He graduated from McMurry University in 2004 with a Bachelor of Business Administration in Management. He is active in the community serving on the Concho Valley Workforce Development Board and 2nd Chairman of the Holy Angels Church Festival Committee. He is focused on his customers needs by providing them with the best loan product to fit their individual need. Orlando takes great pride in his attention to detail by providing excellent customer service and building relationships with his clients.

Orlando specializes in Consumer Loans, Home Equity, Home Improvement and Home Refinance Loans. He looks forward to assisting you with all your financial needs.
Nataly Ortega
Office: 432-260-9557
Email: nortega@ffin.com

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3555 Billy Hext Rd
Odessa, TX 79765
Nataly Ortega has been in the banking industry for 16 years with the past 8 years focused in consumer lending. Nataly loves spending time with her family, astronomy, traveling and being active in the community, she is currently serving as an Ambassador for the Odessa Chamber of Commerce.
“Educating and informing customers on credit building opportunities is my passion, as well as assisting them in all aspects of their financial needs. I have experience in numerous areas of lending including underwriting, processing and am bilingual. I love helping customers start their credit and guiding them through until they’re able to purchase a vehicle or even a home. One of my best-loved quotes by Roy T. Bennett states: “If you have a strong purpose in life, you don't have to be pushed. Your passion will drive you there.” - Roy T. Bennett

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Nataly Ortega has been in the banking industry for 16 years with the past 8 years focused in consumer lending. Nataly loves spending time with her family, astronomy, traveling and being active in the community, she is currently serving as an Ambassador for the Odessa Chamber of Commerce.
“Educating and informing customers on credit building opportunities is my passion, as well as assisting them in all aspects of their financial needs. I have experience in numerous areas of lending including underwriting, processing and am bilingual. I love helping customers start their credit and guiding them through until they’re able to purchase a vehicle or even a home. One of my best-loved quotes by Roy T. Bennett states: “If you have a strong purpose in life, you don't have to be pushed. Your passion will drive you there.” - Roy T. Bennett
Hanna Prevost
Office: 979-393-5621
Email: hprevost@ffin.com

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2445 Harvey Mitchell Parkway S.
College Station, Texas 77845
Hanna Prevost has been in the Banking industry for over a decade. Her determination and passion to help others is what sets her apart in helping her customers obtain the best product to fit their needs. She prides herself on conducting business with the highest level of honesty and integrity. Hanna understands that each customer is different and so are their needs. With that being said, she works tirelessly to find the product that best suits each situation. Hanna’s goal is to help customers financially while building foundations for the future.

Hanna has been in the Bryan / College Station area since 2011 aside from attending Sam Houston State University. Hanna and her husband Alec enjoy traveling and spending time with family in their free time.

Click here to read more about our Assistant Vice President Relationship Manager

Hanna Prevost has been in the Banking industry for over a decade. Her determination and passion to help others is what sets her apart in helping her customers obtain the best product to fit their needs. She prides herself on conducting business with the highest level of honesty and integrity. Hanna understands that each customer is different and so are their needs. With that being said, she works tirelessly to find the product that best suits each situation. Hanna’s goal is to help customers financially while building foundations for the future.

Hanna has been in the Bryan / College Station area since 2011 aside from attending Sam Houston State University. Hanna and her husband Alec enjoy traveling and spending time with family in their free time.
James Nail
Office: 979-324-3905
Email: jnail@ffin.com

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2900 S Texas Ave
Bryan, TX 77802 James Nail is a Vice President of Consumer Lending with First Financial Bank. James has over 24 years of experience in consumer mortgage lending and strives to provide the best customer experience he can. He prides himself in conducting business with honesty and integrity. Let James craft up solutions for all your lending needs.

James has been in the Bryan/College Station area since 1997. He is a 1996 graduate of Sam Houston State University with a BBA in General Business. Outside of work, James likes to spend quality time with his family, hunting, and fishing.

Click here to read more about our Vice President

James Nail is a Vice President of Consumer Lending with First Financial Bank. James has over 24 years of experience in consumer mortgage lending and strives to provide the best customer experience he can. He prides himself in conducting business with honesty and integrity. Let James craft up solutions for all your lending needs.

James has been in the Bryan/College Station area since 1997. He is a 1996 graduate of Sam Houston State University with a BBA in General Business. Outside of work, James likes to spend quality time with his family, hunting, and fishing.
Katie Ellison
Office: 940-683-8719
Email: kellison@ffin.com

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609 E Rock Island Ave
Boyd, TX 76023

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Keith Arrighetti
Office: 346-667-4206
Email: karrighetti@ffin.com

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29818 FM 1093 Ste. 100
Fulshear, Texas 77441 Proud father of 3 outstanding young men. Have been in the financial services industry for 26 years, helping people meet all of their financial needs. I take a wholistic approach by asking questions to thoroughly understand my clients and insure that I provide them the highest quality service possible. Insuring that my clients have the right products and services for the best value is what makes my job so amazing.

Click here to read more about our Vice President

Proud father of 3 outstanding young men. Have been in the financial services industry for 26 years, helping people meet all of their financial needs. I take a wholistic approach by asking questions to thoroughly understand my clients and insure that I provide them the highest quality service possible. Insuring that my clients have the right products and services for the best value is what makes my job so amazing.
Luke Uherik
Office:
Email: luherik@ffin.com

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222 S. Koenigheim
San Angelo, TX 76903 Luke Uherik began working at First Financial in 2008. He is currently Senior Vice President at FFB’s Downtown location in San Angelo.

Luke is a graduate of Texas Tech University and Southern Methodist University’s Southwestern Graduate School of Banking. Luke also obtained his Credit Risk Certification from Risk Management Association in 2019. Luke grew up in San Angelo and has served on numerous community boards. He currently a Commissioner on the City of San Angelo’s Planning Commission and serves on the board of the San Angelo Stock Show and Rodeo.

Luke is married with two daughters. He and his family enjoy watching sports and spending time outdoors together.

Click here to read more about our Senior Vice President

Luke Uherik began working at First Financial in 2008. He is currently Senior Vice President at FFB’s Downtown location in San Angelo.

Luke is a graduate of Texas Tech University and Southern Methodist University’s Southwestern Graduate School of Banking. Luke also obtained his Credit Risk Certification from Risk Management Association in 2019. Luke grew up in San Angelo and has served on numerous community boards. He currently a Commissioner on the City of San Angelo’s Planning Commission and serves on the board of the San Angelo Stock Show and Rodeo.

Luke is married with two daughters. He and his family enjoy watching sports and spending time outdoors together.
Franklin
Office: 979-364-6027
Email: jkleiber@ffin.com

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2445 Harvey Mitchell Pkwy S
College Station, TX 77840
Justin Kleiber has worked in banking for 10+ years, specializing in consumer construction lending. Justin is a graduate of Sam Houston State University, earning his MBA with a Concentration in Banking & Financial Institutions. He is very active in his hometown of Franklin where he volunteers his time in youth leagues and is a Trustee on the Franklin ISD School Board. Justin is married to his wife, Kendall, and they have three children.
Justen Salcido has worked in banking for 17+ years, specializing in residential and commercial construction lending. Justen is a graduate of Sam Houston State University, earning his BA with a double major in Finance and Banking & Financial Institutions. He is very active in his hometown of Franklin where he volunteers his time in a variety of civic boards and youth athletic boards. Justen is married to his wife, Jamie, and they have one daughter.
Justin Kleiber - NMLS#1081538
Justen Salcido - NMLS#469505

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Justin Kleiber has worked in banking for 10+ years, specializing in consumer construction lending. Justin is a graduate of Sam Houston State University, earning his MBA with a Concentration in Banking & Financial Institutions. He is very active in his hometown of Franklin where he volunteers his time in youth leagues and is a Trustee on the Franklin ISD School Board. Justin is married to his wife, Kendall, and they have three children.
Justen Salcido has worked in banking for 17+ years, specializing in residential and commercial construction lending. Justen is a graduate of Sam Houston State University, earning his BA with a double major in Finance and Banking & Financial Institutions. He is very active in his hometown of Franklin where he volunteers his time in a variety of civic boards and youth athletic boards. Justen is married to his wife, Jamie, and they have one daughter.
Justin Kleiber - NMLS#1081538
Justen Salcido - NMLS#469505
Mark Cook
Office: 281-318-9035
Email: mcook@ffin.com

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24080 Highway 59 N STE 100
Kingwood, TX 77339-1457 Mark Steven Cook is a well-established ‘financial solutions architect’ and specializes in real estate lending. He has over 30 years of real estate industry experience and has personally been involved in thousands of transactions. Mark is a proud father of one daughter and has a passion for collector cars.

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Mark Steven Cook is a well-established ‘financial solutions architect’ and specializes in real estate lending. He has over 30 years of real estate industry experience and has personally been involved in thousands of transactions. Mark is a proud father of one daughter and has a passion for collector cars.
Billy Brannon
Office: 936.537.3867
Email: bbrannon@ffin.com

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10521 FM 1097 W
Willis, Texas 77318 Billy Brannon began his banking career in 2007 and has been with First Financial Bank since 2020. Having started his career in banking as a credit analyst, he has diverse experience in many aspects of banking including commercial & consumer real estate lending, C&I lending, homebuilder finance, land acquisition and development, company acquisitions, and small business banking.

Born and raised in Conroe, TX, Billy intimately knows the Montgomery County area where he is active in the community and has been involved with several local organizations including Conroe Lake Conroe Chamber of Commerce, Conroe Noon’s Lion’s Club, Willis Education Foundation, and Montgomery ISD Education Foundation. Billy holds a finance degree from Sam Houston State University as well as an MBA from Sam Houston State University specializing in Banking & Financial Institutions.

Click here to read more about our Senior Vice President

Billy Brannon began his banking career in 2007 and has been with First Financial Bank since 2020. Having started his career in banking as a credit analyst, he has diverse experience in many aspects of banking including commercial & consumer real estate lending, C&I lending, homebuilder finance, land acquisition and development, company acquisitions, and small business banking.

Born and raised in Conroe, TX, Billy intimately knows the Montgomery County area where he is active in the community and has been involved with several local organizations including Conroe Lake Conroe Chamber of Commerce, Conroe Noon’s Lion’s Club, Willis Education Foundation, and Montgomery ISD Education Foundation. Billy holds a finance degree from Sam Houston State University as well as an MBA from Sam Houston State University specializing in Banking & Financial Institutions.
Johnathan Jeter
Office: 806-759-9983
Email: jjeter@ffin.com

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212 East 3rd Street
Hereford, TX 79045 Johnathan Jeter is a Panhandle native growing up in Borger Texas. In December 2017, he graduated from the Kelley College of Business and Professional Studies at Hardin-Simmons University, earning a BBS. Johnathan has been in finance since 2015 and is very active in his community. He is a member of the Hereford Lions Club and the Hereford Elks Lodge. Johnathan takes pride in helping his customers throughout the mortgage process and making it as comfortable as possible.

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Johnathan Jeter is a Panhandle native growing up in Borger Texas. In December 2017, he graduated from the Kelley College of Business and Professional Studies at Hardin-Simmons University, earning a BBS. Johnathan has been in finance since 2015 and is very active in his community. He is a member of the Hereford Lions Club and the Hereford Elks Lodge. Johnathan takes pride in helping his customers throughout the mortgage process and making it as comfortable as possible.
Odeida Pimentel Fowler
Office: 281-706-5654
Email: ofowler@ffin.com

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24080 Highway 59 North, Suite 100
Kingwood, Texas 77339 Customer service-oriented lender, fully Bilingual English/Spanish with 10+ years in the banking industry who is always looking for the best option to help and guide my customers to achieve their financial needs. Love to spend time with my family, travel and proud to be working for such a great company like First Financial Bank.

Click here to read more about our Consumer Lender

Customer service-oriented lender, fully Bilingual English/Spanish with 10+ years in the banking industry who is always looking for the best option to help and guide my customers to achieve their financial needs. Love to spend time with my family, travel and proud to be working for such a great company like First Financial Bank.
Fort Worth
Office: 682-703-6483
Email: ndelgado@ffin.com

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1000 Forest Park Blvd
Fort Worth, TX 76110 The Fort Worth Lending team includes Nancy Delgado and Juan Ojeda. Nancy and Juan have both been with First Financial for 5+ years and have worked in various roles within the company. They are well rounded giving them the ability to provide the best service for homebuyers in our community. If you have questions please reach out to Nancy or Juan.

Juan Ojeda – NMLS#2074839 jojeda@ffin.com 682-703-6415
Nancy Delgado – NMLS#2147822 ndelgado@ffin.com 682-703-6483

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The Fort Worth Lending team includes Nancy Delgado and Juan Ojeda. Nancy and Juan have both been with First Financial for 5+ years and have worked in various roles within the company. They are well rounded giving them the ability to provide the best service for homebuyers in our community. If you have questions please reach out to Nancy or Juan.

Juan Ojeda – NMLS#2074839 jojeda@ffin.com 682-703-6415
Nancy Delgado – NMLS#2147822 ndelgado@ffin.com 682-703-6483
Raul Yanez
Office: 979-286-4104
Email: ryanez@ffin.com

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1622 N Earl Rudder Fwy
Bryan, TX 77808
Raul is a VP- Consumer Relationship Manager in the Bryan/College Station Region. He has been in the residential lending industry since 2011 and starting with First Financial Bank in January of 2024. Coming to First Financial allows Raul to offer an array of lending products including, but not limited to, ITIN/Affordable Loan Mortgages, Home equity, HELOC, Auto/recreational Loans, and unsecured loans.
Raul has been in Bryan/College Station since 1995 and stays connected to the community through local events and volunteering for different organizations. He has a strong desire to help his customers with all their banking needs and put them in the best financial position possible.
In his free time, Raul enjoys spending time with his wife and two kids, playing sports, and attending his kids’ different sports and school functions.
Contact Raul for your lending and banking needs.
Se Habla Español

Click here to read more about our VP, Consumer Relationship Manager

Raul is a VP- Consumer Relationship Manager in the Bryan/College Station Region. He has been in the residential lending industry since 2011 and starting with First Financial Bank in January of 2024. Coming to First Financial allows Raul to offer an array of lending products including, but not limited to, ITIN/Affordable Loan Mortgages, Home equity, HELOC, Auto/recreational Loans, and unsecured loans.
Raul has been in Bryan/College Station since 1995 and stays connected to the community through local events and volunteering for different organizations. He has a strong desire to help his customers with all their banking needs and put them in the best financial position possible.
In his free time, Raul enjoys spending time with his wife and two kids, playing sports, and attending his kids’ different sports and school functions.
Contact Raul for your lending and banking needs.
Se Habla Español
Tiffany Dromgoole
Office: 817-247-8176
Email: tdromgoole@ffin.com

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745 Adams Dr.
Weatherford, TX 76086 With over 25 years of experience in the financial industry, my passion lies in being your lifelong lending partner. Dedicated to building relationships, I prioritize delivering exceptional customer service. Throughout every step of the loan process, I ensure transparent communication and informed decision-making. From mortgage, farm and ranch lending to commercial financing and every lending need in between, I offer comprehensive solutions tailored to your needs. Guiding you towards homeownership is not just a profession but a privilege, and I am honored to assist you, your family, and friends in realizing this dream.

Click here to read more about our VP - Commercial Relationship Manager

With over 25 years of experience in the financial industry, my passion lies in being your lifelong lending partner. Dedicated to building relationships, I prioritize delivering exceptional customer service. Throughout every step of the loan process, I ensure transparent communication and informed decision-making. From mortgage, farm and ranch lending to commercial financing and every lending need in between, I offer comprehensive solutions tailored to your needs. Guiding you towards homeownership is not just a profession but a privilege, and I am honored to assist you, your family, and friends in realizing this dream.
Zach Balderas
Office: 325-374-3026
Email: Zbalderas@ffin.com

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3471 Knickerbocker Rd
San Angelo, TX 76904 Zach Balderas has been with First Financial Bank for his whole banking career of 5 years. He graduated from Angelo State University in 2019 with a Bachelor of Business Administration in Accounting. He then graduated Angelo State in 2020 with a Master of Business Administration. He is active in the community serving on the Habitat for Humanity Board and is an active member of Young Professionals of San Angelo, the Chamber of Commerce, and Leadership San Angelo. He is focused on his customers’ needs by providing them with the best loan product to fit their individual need. Zach takes great pride in his attention to detail by providing excellent customer service and building relationships with his clients.

Zach specializes in Commercial Loans, along with Interim Construction, and Home Improvement Loans. He looks forward to assisting you with all your financial needs.

Click here to read more about our AVP Commercial Relationship Manager

Zach Balderas has been with First Financial Bank for his whole banking career of 5 years. He graduated from Angelo State University in 2019 with a Bachelor of Business Administration in Accounting. He then graduated Angelo State in 2020 with a Master of Business Administration. He is active in the community serving on the Habitat for Humanity Board and is an active member of Young Professionals of San Angelo, the Chamber of Commerce, and Leadership San Angelo. He is focused on his customers’ needs by providing them with the best loan product to fit their individual need. Zach takes great pride in his attention to detail by providing excellent customer service and building relationships with his clients.

Zach specializes in Commercial Loans, along with Interim Construction, and Home Improvement Loans. He looks forward to assisting you with all your financial needs.
Allen Strickland
Office: 325-647-1158
Email: astrickland@ffin.com

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505 FM 1187 N
Aledo, TX 76008 Allen is a Licensed Mortgage Originator with over 25 years in banking and mortgage lending. Allen specializes in consumer real estate and his current role has him offering products from our in-house specialty portfolio. He is able to assist with home equity, land and lot, in-house purchase mortgage transactions and much more. Allen is our regional lender for our ITIN Home Loan program as well as our Affordable Home Loan program. Allen is excited to work with you and your family to ensure a smooth transaction, and he looks forward to helping you meet all of your real estate loan needs.

Click here to read more about our VP Consumer Relationship Manager

Allen is a Licensed Mortgage Originator with over 25 years in banking and mortgage lending. Allen specializes in consumer real estate and his current role has him offering products from our in-house specialty portfolio. He is able to assist with home equity, land and lot, in-house purchase mortgage transactions and much more. Allen is our regional lender for our ITIN Home Loan program as well as our Affordable Home Loan program. Allen is excited to work with you and your family to ensure a smooth transaction, and he looks forward to helping you meet all of your real estate loan needs.
Justin Gyalog
Office: 346-413-0433
Email: jgyalog@ffin.com

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14125 Liberty St
Montgomery, TX 77316 Justin Gyalog has been in the banking industry for 20 years. He joined First Financial Bank in 2022 and serves as Assistant Vice President, Relationship Manager for Consumer Lending. He has worked several roles as Customer Service Representative to Branch Management and Officer of Consumer Lending.

Justin is the proud father of three children.

Click here to read more about our AVP Relationship Manager Consumer Lending

Justin Gyalog has been in the banking industry for 20 years. He joined First Financial Bank in 2022 and serves as Assistant Vice President, Relationship Manager for Consumer Lending. He has worked several roles as Customer Service Representative to Branch Management and Officer of Consumer Lending.

Justin is the proud father of three children.
Charles Miller
Office: 936-224-2873
Email: chmiller@ffin.com

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5424 FM 1488 Rd
Magnolia, TX 77354
Charles Miller has been in the consumer lending industry since 2020. He joined First Financial Bank in July of 2024 and serves as a Vice President – Relationship Manager. Charles graduated with a bachelor’s degree from Angelo State University in 2019, as well as Liberty University in 2022 where he obtained his M.B.A. concentrating in Finance.
Charles serves as a volunteer on the Alumni Advisory Board with Lambda Chi Alpha at Angelo State University, where he is an alumnus of the fraternity and the school. He is also a member of the Lambda Chi Alpha Alumni Association.
In his free time, Charles is a large supporter of New Orleans Saints football and New Orleans Pelicans basketball, as well as spending time with his wife and daughter.

Click here to read more about our Vice President – Consumer Relationship Manager

Charles Miller has been in the consumer lending industry since 2020. He joined First Financial Bank in July of 2024 and serves as a Vice President – Relationship Manager. Charles graduated with a bachelor’s degree from Angelo State University in 2019, as well as Liberty University in 2022 where he obtained his M.B.A. concentrating in Finance.
Charles serves as a volunteer on the Alumni Advisory Board with Lambda Chi Alpha at Angelo State University, where he is an alumnus of the fraternity and the school. He is also a member of the Lambda Chi Alpha Alumni Association.
In his free time, Charles is a large supporter of New Orleans Saints football and New Orleans Pelicans basketball, as well as spending time with his wife and daughter.
Sandra Hammond
Office: 936-647-6528
Email: shammond@ffin.com

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1052 FM 1097 Rd W
Willis, Texas 77318
Sandra Hammond has been in the banking industry for 30 years. She joined First Financial Bank in 2024 and serves as Vice President, Relationship Manager. During her 30 years in banking, she has worked in several different roles in Operations and Lending.
Her hobbies include reading, traveling and spending time with her husband, daughter and grandchildren.

Click here to read more about our Vice President, Consumer Relationship Manager

Sandra Hammond has been in the banking industry for 30 years. She joined First Financial Bank in 2024 and serves as Vice President, Relationship Manager. During her 30 years in banking, she has worked in several different roles in Operations and Lending.
Her hobbies include reading, traveling and spending time with her husband, daughter and grandchildren.
Abby Searfoss
Office: 325-234-2067
Email: asearfoss@ffin.com

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3471 Knickerbocker Rd
San Angelo, TX 76904 Hi! My name is Abby Searfoss and I am a local consumer relationship manager in San Angelo TX. I come from a background in mortgage and customer service and have a passion for helping people. I truly find joy in making other people’s dreams come true – whether big or small – because as they say, no dream is too big and no dreamer is too small.

I am originally from Pennsylvania and graduated with Summa Cum Laude honors from Clarion University of Pennsylvania. I moved to Texas in 2019 and fell in love with the culture, the people, and the warm weather.

I have a toddler who constantly keeps me on my toes. He is the sweetest little boy who has such a fun and inquisitive personality. In my free time, you can typically find me doing something outside – whether that’s at the park with my son, at the lake or pool, walking or running a trail, playing with my dogs, or enjoying some food and drinks on a patio.

Click here to read more about our AVP Consumer Relationship Manager

Hi! My name is Abby Searfoss and I am a local consumer relationship manager in San Angelo TX. I come from a background in mortgage and customer service and have a passion for helping people. I truly find joy in making other people’s dreams come true – whether big or small – because as they say, no dream is too big and no dreamer is too small.

I am originally from Pennsylvania and graduated with Summa Cum Laude honors from Clarion University of Pennsylvania. I moved to Texas in 2019 and fell in love with the culture, the people, and the warm weather.

I have a toddler who constantly keeps me on my toes. He is the sweetest little boy who has such a fun and inquisitive personality. In my free time, you can typically find me doing something outside – whether that’s at the park with my son, at the lake or pool, walking or running a trail, playing with my dogs, or enjoying some food and drinks on a patio.
Albert Avila
Office: 682-215-0231
Email: alavila@ffin.com

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2007 E. Hwy. 377
Granbury, TX 76049
Albert Avila is the Vice President – Regional Consumer Lender for First Financial Bank.
Albert has over 16 years of experience in Consumer Lending and strives to provide only exceptional customer service, where the “Customer” always comes first. “I will always do what is best for the customer and my goal is to help every Customer Succeed Financially”.
Some of Albert’s specialties include, but not limited to, home improvement loans, automobile purchases, land and home equity loans, as well as many other specialty portfolio home loan products.

Albert enjoys playing golf, running, and spending quality time with his 8 year old daughter.

Albert looks forward to helping will all of your Mortgage Loan Inquires.

Click here to read more about our Vice President

Albert Avila is the Vice President – Regional Consumer Lender for First Financial Bank.
Albert has over 16 years of experience in Consumer Lending and strives to provide only exceptional customer service, where the “Customer” always comes first. “I will always do what is best for the customer and my goal is to help every Customer Succeed Financially”.
Some of Albert’s specialties include, but not limited to, home improvement loans, automobile purchases, land and home equity loans, as well as many other specialty portfolio home loan products.

Albert enjoys playing golf, running, and spending quality time with his 8 year old daughter.

Albert looks forward to helping will all of your Mortgage Loan Inquires.
Blayne Baley
Office: 817.408.7841
Email: Bbaley@ffin.com

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400 N.E. Big Bend Trail
Glen Rose, Texas 76043
Blayne Baley has been with First Financial Bank for 10 years and in the banking/mortgage industry for 17 years. Blayne’s determination and competitive nature, combined with a passion to help people, sets him apart in helping his customers obtain the best loan to fit their needs.

He is very active in his community as a member of the Stephenville Association of Realtors, Erath County Builders Association, Stephenville Evening Lions Club, Optimist Club and the Erath County United Way board of directors.

Blayne is married and has two children. His hobbies include playing golf, hunting and watching his children play sports. Blayne knows what it means to be a part of winning team and he looks forward to helping you with all your home financing needs.

Click here to read more about our Glen Rose President

Blayne Baley has been with First Financial Bank for 10 years and in the banking/mortgage industry for 17 years. Blayne’s determination and competitive nature, combined with a passion to help people, sets him apart in helping his customers obtain the best loan to fit their needs.

He is very active in his community as a member of the Stephenville Association of Realtors, Erath County Builders Association, Stephenville Evening Lions Club, Optimist Club and the Erath County United Way board of directors.

Blayne is married and has two children. His hobbies include playing golf, hunting and watching his children play sports. Blayne knows what it means to be a part of winning team and he looks forward to helping you with all your home financing needs.
Guy Barker
Office: 936.355.8831
Email: Gbarker@ffin.com

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10521 FM 1097 W
Willis TX 77318 Guy Barker has been with First Financial for 3 years and prior to the merger with First Financial, was with First Bank of Conroe 10 years. Guy’s determination and competitive nature, combined with a passion to help people, sets him apart in helping his customers obtain the best loan to fit their needs.

He is active in his community as a member of the Conroe/Lake Conroe Chamber of Commerce, Montgomery Area Chamber of Commerce, and graduate of Leadership Montgomery County class of 2014.

Guy is married with two children. His hobbies include playing golf, spending time on the lake, and watching his children play sports. Guy knows what it means to be part of a winning team and he looks forward to helping you with all of your financing needs.

Click here to read more about our Senior Vice President

Guy Barker has been with First Financial for 3 years and prior to the merger with First Financial, was with First Bank of Conroe 10 years. Guy’s determination and competitive nature, combined with a passion to help people, sets him apart in helping his customers obtain the best loan to fit their needs.

He is active in his community as a member of the Conroe/Lake Conroe Chamber of Commerce, Montgomery Area Chamber of Commerce, and graduate of Leadership Montgomery County class of 2014.

Guy is married with two children. His hobbies include playing golf, spending time on the lake, and watching his children play sports. Guy knows what it means to be part of a winning team and he looks forward to helping you with all of your financing needs.
Chris Baughman
Office:
Email: cbaughman@ffin.com

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1800 W White Oak Terrace
Conroe TX 77304 Chris Baughman has more than 30 years community banking experience in consumer, commercial and real estate lending. He joined First Financial Bank in 2009 and currently serves as an Executive Vice President. He has specialized in interim construction financing and enjoys helping customers obtain their dream home. He has a passion for providing excellent customer service.
Chris is an active member of his community serving as an advisory director for the Salvation Army, a commissioner on the City of Conroe Planning Commission and is on several committees at First Presbyterian Church, Conroe

Chris has been married to his wife Karen for 26 years and they have two daughters. In his spare time he enjoys golfing, hunting and spending time with his family. He looks forward to assisting you with your financing needs.

Click here to read more about our Executive Vice President

Chris Baughman has more than 30 years community banking experience in consumer, commercial and real estate lending. He joined First Financial Bank in 2009 and currently serves as an Executive Vice President. He has specialized in interim construction financing and enjoys helping customers obtain their dream home. He has a passion for providing excellent customer service.
Chris is an active member of his community serving as an advisory director for the Salvation Army, a commissioner on the City of Conroe Planning Commission and is on several committees at First Presbyterian Church, Conroe

Chris has been married to his wife Karen for 26 years and they have two daughters. In his spare time he enjoys golfing, hunting and spending time with his family. He looks forward to assisting you with your financing needs.
Alecia Bland
Office: 469.570.5196
Email: abland@ffin.com

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1490 E. Main St.
Midlothian, TX 76065 Alecia Bland has more than 36 years in financial institution experience in consumer, commercial and real estate lending.    She joined First Financial bank in 2011 and presently serves as Senior Vice President. For the last 23 years, Alecia has specialized in interim construction financing helping customers achieve the American dream by building their dream homes.

Alecia is an active member of her community serving as a board member on the Ellis County Homebuilders Association and she is a former Girl Scouts of America leader.

Alecia has 3 children and 4 grandchildren. In her spare time, she enjoys spending time with her family and friends. Hobbies include gardening, traveling and reading.


Click here to read more about our Senior Vice President

Alecia Bland has more than 36 years in financial institution experience in consumer, commercial and real estate lending.    She joined First Financial bank in 2011 and presently serves as Senior Vice President. For the last 23 years, Alecia has specialized in interim construction financing helping customers achieve the American dream by building their dream homes.

Alecia is an active member of her community serving as a board member on the Ellis County Homebuilders Association and she is a former Girl Scouts of America leader.

Alecia has 3 children and 4 grandchildren. In her spare time, she enjoys spending time with her family and friends. Hobbies include gardening, traveling and reading.
Brian Bonner
Office: 832.294.1748
Email: bbonner@ffin.com

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24080 Hwy 59 North Suite 200
Kingwood TX 77339 Brian Bonner has more than 12 years community banking experience in consumer, commercial and real estate lending. He joined First Financial Bank in 2011 and currently serves as a Senior Vice President specializing in interim construction and commercial real estate financing. Brian has a strong determination and work ethic towards customer service and is continuously looking at ways to provide customers the best products to fit their needs.

Brian is an active member of his community with the East Montgomery County Chamber of Commerce, Greater Houston Builder’s Association, and is an active member in his local church.

Brian has been married to his wife Kelly for 9 years and they have two children. His hobbies include hunting, fishing, watching sports, and spending time with his family. Brian knows what it means to go the extra mile and is looking forward to assisting you with all of your financial needs.

Click here to read more about our Senior Vice President

Brian Bonner has more than 12 years community banking experience in consumer, commercial and real estate lending. He joined First Financial Bank in 2011 and currently serves as a Senior Vice President specializing in interim construction and commercial real estate financing. Brian has a strong determination and work ethic towards customer service and is continuously looking at ways to provide customers the best products to fit their needs.

Brian is an active member of his community with the East Montgomery County Chamber of Commerce, Greater Houston Builder’s Association, and is an active member in his local church.

Brian has been married to his wife Kelly for 9 years and they have two children. His hobbies include hunting, fishing, watching sports, and spending time with his family. Brian knows what it means to go the extra mile and is looking forward to assisting you with all of your financial needs.
Chris Cregger
Office: 817.458.6503
Email: ccregger@ffin.com

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95 Trophy Club Dr.
Trophy Club, TX 76262 Chris Cregger has been helping individuals with their multiple banking and loan needs since 1998 and he has been with First Financial Bank for 6 years. Chris prides himself on providing every client with a personalized experience while helping them accomplish what matters most to them. Chris is a huge believer in treating others how he would expect to be treated and he approaches loan requests from the customer’s shoes.

Chris and his wife focus a lot of time on their two kids and enjoy camping, fishing and playing sports. He participates in the YMCA Adventure Guides Program with his daughter and is an active volunteer coach for YMCA basketball and volleyball teams. He is active in PTA along with his wife, who serves on the PTA board. He is a member of the East Parker County Chamber and participates in many community events on behalf of First Financial.

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Chris Cregger has been helping individuals with their multiple banking and loan needs since 1998 and he has been with First Financial Bank for 6 years. Chris prides himself on providing every client with a personalized experience while helping them accomplish what matters most to them. Chris is a huge believer in treating others how he would expect to be treated and he approaches loan requests from the customer’s shoes.

Chris and his wife focus a lot of time on their two kids and enjoy camping, fishing and playing sports. He participates in the YMCA Adventure Guides Program with his daughter and is an active volunteer coach for YMCA basketball and volleyball teams. He is active in PTA along with his wife, who serves on the PTA board. He is a member of the East Parker County Chamber and participates in many community events on behalf of First Financial.
Hesper Derrick
Office: 682.309.6892
Email: hderrick@ffin.com

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1000 Forest Park Blvd
Fort Worth, TX 76110
Hesper has more than 10 years in financial institution experience in consumer and real estate lending. She joined First Financial bank in 2019 and presently serves as Vice President. Hesper has specialized in helping customers by using an educational approach to lending.
Hesper was a collegiate athlete and still enjoys competing at just about anything.

Hesper enjoys spending time with her family and friends. Her hobbies include gardening, traveling and country line dancing.

Click here to read more about our Vice President

Hesper has more than 10 years in financial institution experience in consumer and real estate lending. She joined First Financial bank in 2019 and presently serves as Vice President. Hesper has specialized in helping customers by using an educational approach to lending.
Hesper was a collegiate athlete and still enjoys competing at just about anything.

Hesper enjoys spending time with her family and friends. Her hobbies include gardening, traveling and country line dancing.
Rigo Esparza
Office: 936.537.7134
Email: Resparza@ffin.com

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3563 Riley Fuzzel Rd
Spring TX 77386

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Jim Goldston
Office:
Email: jgoldston@ffin.com

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718 Elm St
Clyde TX 79510 Jim Goldston has been with First Financial Bank for five years and in the banking and mortgage industry for more than 30 years. Jim’s determination and competitive nature, combined with a passion to help people, sets him apart in helping his customers obtain the best loan to fit their needs.

He is very active in his community as a member of the Clyde’s Economic Development Corporation and the Boys and Girls Club. He also enjoys working with the local Chamber of Commerce. In Abilene, he serves on the board of Disabilities Resources as well as the Boys and Girls Club.

Jim is married and has two children. Jim knows what it means to be a part of winning team and he looks forward to helping you with all your home financing needs.

Click here to read more about our Senior Vice President

Jim Goldston has been with First Financial Bank for five years and in the banking and mortgage industry for more than 30 years. Jim’s determination and competitive nature, combined with a passion to help people, sets him apart in helping his customers obtain the best loan to fit their needs.

He is very active in his community as a member of the Clyde’s Economic Development Corporation and the Boys and Girls Club. He also enjoys working with the local Chamber of Commerce. In Abilene, he serves on the board of Disabilities Resources as well as the Boys and Girls Club.

Jim is married and has two children. Jim knows what it means to be a part of winning team and he looks forward to helping you with all your home financing needs.
Sandra Gowens
Office:
Email: SGowens@ffin.com

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5257 Buffalo Gap Rd
Abilene TX 79606 Sandra Gowens has been with First Financial Bank for 10 years, with the past 5 years concentrating on construction and home loans as well as other banking needs. She is a native of Abilene and a graduate of Cooper High and McMurry University.

Sandra’s experience and knowledge along with being very involved throughout the loan process provides a trusting comfort level for customers.

Click here to read more about our Vice President

Sandra Gowens has been with First Financial Bank for 10 years, with the past 5 years concentrating on construction and home loans as well as other banking needs. She is a native of Abilene and a graduate of Cooper High and McMurry University.

Sandra’s experience and knowledge along with being very involved throughout the loan process provides a trusting comfort level for customers.
Evan Harris
Office:
Email: eharris@ffin.com

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5257 Buffalo Gap Road
Abilene, TX 79606
Evan Harris began his career at First Financial in 2006 as a Loan Review Analyst. He is currently Senior Vice President and Branch Manager of FFB’s South Branch in Abilene.

Evan is a graduate of Texas Tech University and the Southwestern Graduate School of Banking at SMU. He grew up in Abilene and serves as a Deacon at First Baptist Church. Evan was named to Abilene’s Top 20 Under 40 for the year 2010 and graduated from Leadership Abilene in 2010. He currently serves or has served the following nonprofit organizations: Abilene Chamber of Commerce, Baptist Church Loan Corporation, Connecting Caring Communities, Friends of Safety City, Junior Achievement, Serenity House, United Way and YMCA.

Evan is married and has two daughters. His hobbies include playing and watching sports and spending time with his family. Evan enjoys building personal relationships while helping his customers meet their personal and business needs.

Click here to read more about our Senior Vice President

Evan Harris began his career at First Financial in 2006 as a Loan Review Analyst. He is currently Senior Vice President and Branch Manager of FFB’s South Branch in Abilene.

Evan is a graduate of Texas Tech University and the Southwestern Graduate School of Banking at SMU. He grew up in Abilene and serves as a Deacon at First Baptist Church. Evan was named to Abilene’s Top 20 Under 40 for the year 2010 and graduated from Leadership Abilene in 2010. He currently serves or has served the following nonprofit organizations: Abilene Chamber of Commerce, Baptist Church Loan Corporation, Connecting Caring Communities, Friends of Safety City, Junior Achievement, Serenity House, United Way and YMCA.

Evan is married and has two daughters. His hobbies include playing and watching sports and spending time with his family. Evan enjoys building personal relationships while helping his customers meet their personal and business needs.
Thea Hernandez
Office: 325.513.8648
Email: Thernandez@ffin.com

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201 Elm St
Sweetwater TX 79556 Thea Hernandez is a Sweetwater native and graduate of Sweetwater High. In December 2012, she graduated from Hardin-Simmons University with a bachelors in business administration in finance. Upon graduation, Thea joined First Financial Bank as a consumer lending intern in Abilene and then accepted the position of consumer lender in Sweetwater.

She is currently president of the Sweetwater Lions Club and is also on the Sweetwater Chamber of Commerce board.

Thea takes pride in helping her customers throughout the mortgage process.

Click here to read more about our Vice President

Thea Hernandez is a Sweetwater native and graduate of Sweetwater High. In December 2012, she graduated from Hardin-Simmons University with a bachelors in business administration in finance. Upon graduation, Thea joined First Financial Bank as a consumer lending intern in Abilene and then accepted the position of consumer lender in Sweetwater.

She is currently president of the Sweetwater Lions Club and is also on the Sweetwater Chamber of Commerce board.

Thea takes pride in helping her customers throughout the mortgage process.
Juana Huerta
Office: 940.683.8742
Email: J.Huerta@ffin.com

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909 Stevens St
Bridgeport TX 76426 Juana has been with First Financial Bank for 18 years with 15 years of experience in lending. Juana specializes in interim construction, one time close, purchases, home improvements and home equity loans. Juana’s has a passion for helping first time home buyers achieve their dreams. Her extensive knowledge and compassion helps guide customers in obtaining the best mortgage product to fits their needs.

Juana is married with two children. She enjoys spending time with family, watching kids participate in school activities and serving her local community.

Click here to read more about our Vice President

Juana has been with First Financial Bank for 18 years with 15 years of experience in lending. Juana specializes in interim construction, one time close, purchases, home improvements and home equity loans. Juana’s has a passion for helping first time home buyers achieve their dreams. Her extensive knowledge and compassion helps guide customers in obtaining the best mortgage product to fits their needs.

Juana is married with two children. She enjoys spending time with family, watching kids participate in school activities and serving her local community.
Candice Kanady
Office: 254.631.5982
Email: CKanady@ffin.com

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201 E.Main St
Eastland TX 76448 Candi Kanady has lived in Eastland her whole life.  She graduated from Eastland High School in 2001 and continued her education at Tarleton State University, earning a bachelor of business administration in finance with a minor in accounting. She was a member of Phi Eta Sigma, Alpha Chi, and Delta Mu Delta at TSU.  Candi has been with First Financial Bank for 16 years, has been in mortgage lending for the last 7 years and was named Senior Vice President in 2015.

Candi is married, has one child and is an active member of the Eastland Rotary Club, Women’s Civic and Garden League and First United Methodist Church. Providing lending assistance to her customers is definitely what she enjoys most about her job, and she is grateful to get to be a part of your home buying process.

Click here to read more about our Senior Vice President

Candi Kanady has lived in Eastland her whole life.  She graduated from Eastland High School in 2001 and continued her education at Tarleton State University, earning a bachelor of business administration in finance with a minor in accounting. She was a member of Phi Eta Sigma, Alpha Chi, and Delta Mu Delta at TSU.  Candi has been with First Financial Bank for 16 years, has been in mortgage lending for the last 7 years and was named Senior Vice President in 2015.

Candi is married, has one child and is an active member of the Eastland Rotary Club, Women’s Civic and Garden League and First United Methodist Church. Providing lending assistance to her customers is definitely what she enjoys most about her job, and she is grateful to get to be a part of your home buying process.
Brad Magers
Office: 325.280.9411
Email: jmagers@ffin.com

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1801 Antilley Rd.
Abilene TX 79606 Brad has been with the bank since 2007, starting as a teller in the Cleburne region before moving to Abilene. In Abilene, he worked as a teller at Walmart North, a personal banker at Judge Ely and a consumer lender at the Downtown and Antilley branches. Brad specializes in consumer loans, home improvement, home equity, home refinance and personal loans. He is a graduate of Cleburne High School and graduated from Abilene Christian University in 2009 with a bachelor in business administration degree in accounting and finance.

Click here to read more about our Senior Vice President

Brad has been with the bank since 2007, starting as a teller in the Cleburne region before moving to Abilene. In Abilene, he worked as a teller at Walmart North, a personal banker at Judge Ely and a consumer lender at the Downtown and Antilley branches. Brad specializes in consumer loans, home improvement, home equity, home refinance and personal loans. He is a graduate of Cleburne High School and graduated from Abilene Christian University in 2009 with a bachelor in business administration degree in accounting and finance.
Chad McElroy
Office: 682-304-1970
Email: cmcelroy@ffin.com

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95 Trophy Club Dr.
Trophy Club, TX 76262 Chad has assisted people in securing financing for one the most important investments of a lifetime — their home. Chad has developed long-term loyal relationships with his borrowers, builders and realtors. He has put together a professional team with decades of cumulative experience in the industry. Chad and his team members understand what people want and expect — excellent personal service and expert knowledge of resources to make a difference.

Click here to read more about our Vice President - Consumer Relationship Manager

Chad has assisted people in securing financing for one the most important investments of a lifetime — their home. Chad has developed long-term loyal relationships with his borrowers, builders and realtors. He has put together a professional team with decades of cumulative experience in the industry. Chad and his team members understand what people want and expect — excellent personal service and expert knowledge of resources to make a difference.
Christina Moreno
Office: 940.577.2624
Email: cmoreno3@ffin.com

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95 Trophy Club Drive
Trophy Club, TX 76262
Chris Moreno has been in the banking and mortgage lending industry since 1998 and has enjoyed her career with First Financial since 2013. Her determination and lending expertise allows her to customize the best possible solution for the customer. Whether it’s to purchase a home, use the equity to improve a home, or consolidate bills, Chris will use her experience to help her customers accomplish their goals.

The pride of the community comes through with Chris’ participation on various boards and committees. Serving as the Chair for Wise County Chamber of Commerce, Fundraising Chair for Keep Decatur Beautiful and Secretary for the Decatur Police Advisory Board reflects Chris’ desire to give back to the community. She knows what it means to be a part of a winning team, have a “Customer Service First” attitude and she looks forward to helping her customers achieve their goals.

Click here to read more about our Vice President

Chris Moreno has been in the banking and mortgage lending industry since 1998 and has enjoyed her career with First Financial since 2013. Her determination and lending expertise allows her to customize the best possible solution for the customer. Whether it’s to purchase a home, use the equity to improve a home, or consolidate bills, Chris will use her experience to help her customers accomplish their goals.

The pride of the community comes through with Chris’ participation on various boards and committees. Serving as the Chair for Wise County Chamber of Commerce, Fundraising Chair for Keep Decatur Beautiful and Secretary for the Decatur Police Advisory Board reflects Chris’ desire to give back to the community. She knows what it means to be a part of a winning team, have a “Customer Service First” attitude and she looks forward to helping her customers achieve their goals.
Marcus Morris
Office: 682.225.3504
Email: mmorris@ffin.com

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1000 Forest Park Blvd
Fort Worth, TX 76110 Marcus Morris serves as President & CEO in Fort Worth, TX. Marcus and his team have a passion for commercial and residential construction projects, investment properties, and flip homes. Marcus takes pride in finding solutions to some of real estate’s most challenging situations. Marcus works very hard to over-deliver to his customers by providing excellent communication throughout the process and feedback to borrowers who are new to borrowing money.

Click here to read more about our President & CEO

Marcus Morris serves as President & CEO in Fort Worth, TX. Marcus and his team have a passion for commercial and residential construction projects, investment properties, and flip homes. Marcus takes pride in finding solutions to some of real estate’s most challenging situations. Marcus works very hard to over-deliver to his customers by providing excellent communication throughout the process and feedback to borrowers who are new to borrowing money.
Marcus Nabors
Office: 325-266-3624
Email: mnabors@ffin.com

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5257 Buffalo Gap Rd
Abilene, TX 79606 Marcus is a Big Country native that graduated from Albany High School before attending College at McMurry University. After graduating with his Bachelor’s in Business Administration he started working at the bank in 2016 as a teller then later moved to our back office Central Doc Prep department. Marcus is currently a Consumer Lender specializing in Home Equity, Home Equity Lines of credit, Home Improvement, and Refinances.

Click here to read more about our Consumer Lender

Marcus is a Big Country native that graduated from Albany High School before attending College at McMurry University. After graduating with his Bachelor’s in Business Administration he started working at the bank in 2016 as a teller then later moved to our back office Central Doc Prep department. Marcus is currently a Consumer Lender specializing in Home Equity, Home Equity Lines of credit, Home Improvement, and Refinances.
Ryan Parrish
Office:
Email: RParrish@ffin.com

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5257 Buffalo Gap Rd
Abilene, TX 79606
Ryan Parrish has been with First Financial Bank for 12 years, with over 20 years of experience in the finance industry. Ryan has a passion for helping his customers improve their overall financial position, seeking the best loan options to help meet their needs.
Ryan and his wife, Michelle, have two teens at Wylie High School. He enjoys watching all sports, especially those being played by his children. Ryan understands the complexity of consumer loans and personal finance and looks forward to helping you succeed.

Click here to read more about our Senior Vice President

Ryan Parrish has been with First Financial Bank for 12 years, with over 20 years of experience in the finance industry. Ryan has a passion for helping his customers improve their overall financial position, seeking the best loan options to help meet their needs.
Ryan and his wife, Michelle, have two teens at Wylie High School. He enjoys watching all sports, especially those being played by his children. Ryan understands the complexity of consumer loans and personal finance and looks forward to helping you succeed.
Russell Phillips
Office: 972.351.2215
Email: Rphillips@ffin.com

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101 Northgate Dr
Waxahachie TX 75165 Russell Phillips has more than 25 years in financial institution experience including consumer, commercial and real estate lending. He joined First Financial Bank in 2011 and presently serves as Executive Vice President. For the last 22 years, Russell has specialized in commercial real estate, home loans and lot/land financing.

Russell is active in the community currently serving as Treasurer for the Waxahachie RBI Club, board member of the Dulin Brothers Memorial Scholarship Fund, former director of Waxahachie Youth Baseball, former board member for the Mike O’Daniel Memorial Scholarship Fund and volunteering for several other organizations along with his wife, Missy.

In his spare time, he enjoys fishing, traveling, watching baseball, cooking BBQ and spending time with family.

Click here to read more about our Executive Vice President

Russell Phillips has more than 25 years in financial institution experience including consumer, commercial and real estate lending. He joined First Financial Bank in 2011 and presently serves as Executive Vice President. For the last 22 years, Russell has specialized in commercial real estate, home loans and lot/land financing.

Russell is active in the community currently serving as Treasurer for the Waxahachie RBI Club, board member of the Dulin Brothers Memorial Scholarship Fund, former director of Waxahachie Youth Baseball, former board member for the Mike O’Daniel Memorial Scholarship Fund and volunteering for several other organizations along with his wife, Missy.

In his spare time, he enjoys fishing, traveling, watching baseball, cooking BBQ and spending time with family.
John Saenz
Office: 682.215.8446
Email: Jsaenz@ffin.com

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1900 S.W. Wilshire Blvd
Burleson TX 76028 John Saenz has been with First Financial Bank for over 2 years and has 22 years of Mortgage lending and Banking experience. John specializes in all consumer loans, Mortgage refinances, purchases, HELOC’s, Bridge loans, land loans and debt consolidation loans. John always looks to deliver the right product for his clients and will go that extra mile to make sure they are satisfied.

John is also an active member in the Burleson Community. He is a member of both The Burleson and Joshua Chamber of Commerce and continues to support local businesses and surrounding communities. John is also part of the Burleson Real Estate Professional Group (BREPG) as well as The Burleson Realtor Tour Group.

Johns hobbies include golf, attending sporting events and playing chess. Traveling and spending time with family is a big part of Johns spare time as well.

John realizes the importance of finances and will assist his clients on every level.

Click here to read more about our Senior Vice President

John Saenz has been with First Financial Bank for over 2 years and has 22 years of Mortgage lending and Banking experience. John specializes in all consumer loans, Mortgage refinances, purchases, HELOC’s, Bridge loans, land loans and debt consolidation loans. John always looks to deliver the right product for his clients and will go that extra mile to make sure they are satisfied.

John is also an active member in the Burleson Community. He is a member of both The Burleson and Joshua Chamber of Commerce and continues to support local businesses and surrounding communities. John is also part of the Burleson Real Estate Professional Group (BREPG) as well as The Burleson Realtor Tour Group.

Johns hobbies include golf, attending sporting events and playing chess. Traveling and spending time with family is a big part of Johns spare time as well.

John realizes the importance of finances and will assist his clients on every level.
Chris Schjetnan
Office: 817.965.7015
Email: cschjetnan@ffin.com

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1490 E. Main St
Midlothian TX 76065 Chris has been with First Financial Bank for 9 years and has 16 years of experience in home loans and banking. Chris specializes in home improvement, bridge, land and lot, home equity loans, as well as many other specialty portfolio real estate loan products. He has a passion for helping customers obtain the best loan to fit their needs and he strives to provide excellent service to his clients.

He is active in the communities he serves and has been involved with several projects benefitting Meals On Wheels, American Cancer Society and the National MS Society.

Chris’ hobbies include golf, watching sports, and traveling. He looks forward to helping you meet your real estate loan needs.

Click here to read more about our Executive Vice President

Chris has been with First Financial Bank for 9 years and has 16 years of experience in home loans and banking. Chris specializes in home improvement, bridge, land and lot, home equity loans, as well as many other specialty portfolio real estate loan products. He has a passion for helping customers obtain the best loan to fit their needs and he strives to provide excellent service to his clients.

He is active in the communities he serves and has been involved with several projects benefitting Meals On Wheels, American Cancer Society and the National MS Society.

Chris’ hobbies include golf, watching sports, and traveling. He looks forward to helping you meet your real estate loan needs.
Kyle Whisenhunt
Office: 936-435-9700
Email: swhisenhunt@ffin.com

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2506 Pine Shadows Dr

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Lani White
Office: 409.330.7549
Email: LWhite@ffin.com

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912 N 16th St
OrangeTX 77630 Lani White has been with First Financial Bank for more than 3 years and has been in consumer lending for 25 years. Her “customer service first” attitude, along with her drive and lending expertise, allow Lani to put together the perfect lending solutions for her customers. Whether you’re purchasing a home, using your home equity to improve your current home or consolidating bills, Lani will use her knowledge and experience to help you accomplish your goals and fulfill your dreams.

Lani is married, enjoys fishing, working in the yard and trips to the beach. She knows what it means to be a part of a winning team and looks forward to helping you with all of your lending needs.

Click here to read more about our Vice President

Lani White has been with First Financial Bank for more than 3 years and has been in consumer lending for 25 years. Her “customer service first” attitude, along with her drive and lending expertise, allow Lani to put together the perfect lending solutions for her customers. Whether you’re purchasing a home, using your home equity to improve your current home or consolidating bills, Lani will use her knowledge and experience to help you accomplish your goals and fulfill your dreams.

Lani is married, enjoys fishing, working in the yard and trips to the beach. She knows what it means to be a part of a winning team and looks forward to helping you with all of your lending needs.
Susie Woods
Office: 936-662-8577
Email: swoods@ffin.com

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33 State Highway 75 N
Huntsville, TX 77320 Susie Woods has been in the banking industry for 28 years. She joined First Financial Bank in 2002 and serves as Vice President. During her 28 years in banking she has worked several different roles in Operations and Lending. Susie is an active member in her community serving in the Huntsville Walker County Chamber of Commerce. Susie’s goal is helping her clients achieve their financial goal while providing great customer service. Susie specializes in Consumer loans, Home Improvement, Home Equity, Home Refinance, Home Purchase, ITIN Home Mortgage and Affordable Home Mortgage. Habla Espanol.

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Susie Woods has been in the banking industry for 28 years. She joined First Financial Bank in 2002 and serves as Vice President. During her 28 years in banking she has worked several different roles in Operations and Lending. Susie is an active member in her community serving in the Huntsville Walker County Chamber of Commerce. Susie’s goal is helping her clients achieve their financial goal while providing great customer service. Susie specializes in Consumer loans, Home Improvement, Home Equity, Home Refinance, Home Purchase, ITIN Home Mortgage and Affordable Home Mortgage. Habla Espanol.

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